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Luis Torres & Gabriela Benarroch are  Agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida and New York. No insurance business may be conducted outside these states referenced.

Luis Torres & Gabriela Benarroch are Registered Representatives of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the state of Florida.  No offers may be made or accepted from any resident outside the specific state referenced.

LIFERETIRE is not owned or operated by NYLIFE Securities LLC, or its affiliates.

Neither LIFERETIRE, it employees nor NYLIFE Securities LLC or its representatives render tax, legal or accounting advice.  Please consult your professional advisors regarding your particular situation.


Luis Torres & Gabriela Benarroch are licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities